HomeLight Cash Offer^TM

Access the power of cash – for free – so you can win your dream home and save money.

Certainty

Get your calendar and write your closing date in pen. HomeLight approves and underwrites both you and the home you’re making an offer on so your offer is backed by our purchase guarantee. That makes your offer more certain than cash.

Speed

21 day close, guaranteed. That’s more than twice as fast as the national average.* Still not fast enough? We’ve got you covered and can close in as few as 8 days.**

Strength

3x more likely to win versus an offer with a loan.***

Savings

You’ll have an edge in negotiations so you can buy your home on your terms.

Step 1

Get approved

step 2

Find your dream home

step 3

Make an all-cash offer

step 4

The offer is accepted

step 5

Take ownership 

A simpler, more certain way to buy

	HomeLight Cash Offer	Traditional Mortgage
Buying process	Buy with a HomeLight backed cash offer — you can waive your financing and appraisal contingencies and guarantee your offer to the seller.	Risk losing to other buyers’ cash offers and start again, or overbid to compensate for a financing contingency and uncertain closing date.
Application process	Simple, 30 minute online application.	A multi-step process that occurs both online and off.
Approval timeline	24 hours	Up to 21 days
Closing on your home	Write the closing date in pen, it’s guaranteed.	Risk losing the deal due to financing contingencies or delayed loan funding.

	HomeLight Cash Offer
Application process	Simple, 30 minute online application.
Closing on your home	Write the closing date in pen, it’s guaranteed.
Buying process	Buy with a HomeLight backed cash offer — you can waive your financing and appraisal contingencies and guarantee your offer to the seller.
Approval timeline	24 hours

	Traditional Mortgage
Buying process	Risk losing to other buyers’ cash offers and start again, or overbid to compensate for a financing contingency and uncertain closing date.
Application process	A multi-step process that occurs both online and off.
Approval timeline	Up to 21 days
Closing on your home	Risk losing the deal due to financing contingencies or delayed loan funding.

HomeLight Cash Offer^TM

**If you close in fewer than 21 days, we charge an Express fee. The fee is dependent on your market, the lender you use, and the number of days we own your home.

Please visit homelight.com/cash-offer/terms for details.

*Based on the Ellie Mae 2021 Origination Insight Report.

HomeLight, Inc. CA DRE #01900940 | Eave, Inc. DBA HomeLight Home Loans NMLS # 1529229 Licensed by the Department of Financial Protection and Innovation under the
California Residential Mortgage Lending Act | (844) 882-3283 | homelighthomeloans.com

Ready to take the next step

We're here and ready to answer all your real estate questions!

"I wanted to say many thanks to Cameron for all his help and hard work on the purchase of our new hom… Read MoreRead Less

"Colorado team (we worked with Kirsten) did an incredible job on the sale of our home. They continual… Read MoreRead Less

"Cameron and his team did a great job on my commercial property -- they clearly have a ton of experie… Read MoreRead Less

"Megan was always available and gave us good advice throughout the process."

"Blair Dinkins of Colorado Team Real Estate provided us with exceptional service! We were first-time … Read MoreRead Less

"Blair was our realtor and she was amazing! We were trying to buy our first home and she helped make … Read MoreRead Less

"Fantastic! Blair was great from start to finish. My wife and I had a slow start to our first home pu… Read MoreRead Less

"Adrienne Herzog is very efficient and hard working. The probate specialty services she offers were v… Read MoreRead Less

"Cameron was absolutely wonderful to work with. He represented a buyer on one of my listings and the… Read MoreRead Less

"Cam did an absolute TOP NOTCH job at helping me to find a property which fits my needs. In the extra… Read MoreRead Less

What our Clients Say

HomeLight Cash Offer^TM

Certainty

Speed

Strength

Savings

A simpler, more certain way to buy

HomeLight Cash Offer^TM

Ready to take the next step

About

Real Estate

Tools

HomeLight Cash OfferTM

Certainty

Speed

Strength

Savings

A simpler, more certain way to buy

HomeLight Cash OfferTM

Ready to take the next step

About

Real Estate

Tools

HomeLight Cash Offer^TM

HomeLight Cash Offer^TM